Utah’s adoption law requires insurers that provide coverage for maternity benefits to also provide an adoption indemnity benefit of $4,000 for a child placed for adoption with the insured within 90 days of the child’s birth. This law was amended to allow the benefit to be used for the purpose of the enrollee obtaining infertility treatments, rather than seeking reimbursement for an adoption in accordance with terms designated by the insurer.

Utah Code 31A-22-610.1 Indemnity benefit for adoption or infertility treatments.
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