Georgia

2025 Update

Additional coverage

Every health benefit policy renewed or issued after January 1, 2026, shall include coverage for expenses for standard fertility preservation services when a medically necessary treatment may directly or indirectly cause iatrogenic infertility in any covered person.

Such coverage shall include

evaluation expenses,
laboratory assessments,
medications, and
treatments associated with standard fertility preservation services, including storage of gametes for up to one year.

Other changes

The coverage provided may:

Exclude costs associated with storage of gametes for more than one year.
Include age restrictions.
Include a lifetime limit per procedure per eligible insured person.
Be limited to non-experimental procedures.

Exemptions

Self-insured employers

Statute

Title 33, Chapter 24

Pre-2025

Coverage Mandate ¹:

Scope of Mandate ²:

N/A

Coverage Cap ³:

N/A

Requirements or Limitations on Coverage ⁴:

N/A

Exemptions ⁵:

N/A

Fertility Preservation:

Notes

¹ Does the state have a coverage mandate, Y/N. Include effective date of the mandate. Specify if the mandate is to “offer” services or to “cover” them.

²Which insurers are required to comply with the mandate. If not applicable, put N/A.

³Is there a cap (annual/lifetime)?

⁴Does the law impose age restrictions on eligibility for coverage? Does it limit the number of IVF cycles covered (or require at least a certain number of services be covered)? Does it mandate a waiting period? Other limitations? How is “infertility” defined? Is it inclusive (e.g.: does it apply only to married or -opposite sex couples, or is it inclusive?)

⁵What, if any, exemptions apply to coverage under the mandate? For example: an exemption for small businesses or religious organizations.

Resources For You

The American Society for Reproductive Medicine (ASRM) is committed to providing patients with the highest quality information about reproductive care.